chi.ke
The chi.ke AI Advisor delivers personalised financial coaching, spending nudges, Chike Score improvement plans, and credit bureau insights — available 24/7 in the language you think in.
The AI Advisor integrates with your Chike Score, game earnings, learning progress, and wallet data to give advice that is genuinely personalised — not generic prompts.
Up to 3 AI-generated insights per session, refreshed based on your latest score, earnings, and spending patterns. Every insight is tied to a specific action you can take today.
Live in-appThe Advisor calculates the exact actions — games to play, lessons to complete, referrals to make — that will move your Chike Score to the next grade level fastest.
Grade-specificConnects to your wallet activity and notifies you when spending patterns suggest risk or opportunity. "You've spent 40% more on airtime this week — here's a data bundle plan comparison."
Proactive alertsConsistent platform engagement builds a reportable behavioral credit history. Your Chike Score activity feeds into credit bureau data — building your financial identity even without a formal credit card.
Bureau-linkedSet financial goals — emergency fund, rent savings, business capital — and the Advisor tracks your progress, celebrates milestones, and recalibrates the path when you fall behind.
With celebrationsReal-time summaries of African market conditions, exchange rate shifts, and investment opportunities — delivered as plain-language summaries in your chosen language, not financial jargon.
Africa-focusedThe AI Advisor was built to think natively in English, Pidgin, French, Swahili, Arabic, Spanish, and Portuguese — not to translate from English. Financial concepts vary by culture. The Advisor understands that.
Good morning! Your Chike Score is 67 — you're 33 points from Trusted grade (100). Here's your fastest path:
→ Play 3 Hourly Games today (+18 pts)
→ Complete Sophomore Week 7 (+12 pts)
→ Refer 1 friend (+25 pts)
Total: +55 pts — hits Trusted today.
What happens when I reach Trusted?
Trusted (100+) unlocks: Core AI Advisor, spending nudges, score improvement plans, and credit bureau reporting. Your financial identity starts building officially. Your financial identity starts building officially.
Start with basic insights for free. Reach Trusted grade and unlock the full advisor in any of 7 languages.